It can be done. Our insurance has us pay 'co-insurance' in addition to the deductible we're responsible for each year. This allows them to only discount medical services members of our family receive, leaving us responsible for the discounted amount.
We've had some pretty hefty bills recently. Kids go to the doctor a lot. Vaccinations cost a lot. One ER visit can really add things up.
So I called the hospital and told them our insurance wasn't covering any of the remaining portion and asked for a discount. The worst they could say was 'no'. But they said yes. And I received a 25% discount on one bill and a 35% discount on the other.
Just ask.
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